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What is Truth in Lending (TILA)?
Borrowers and consumers are protected against unfair lending practices under the Truth in Lending Act (TILA). The Truth in Lending Act requires lenders to honestly disclose all loan details, so that borrowers can compare rates with other lenders. Under TILA, a lender or bank must disclose honest information to borrowers before borrowers sign loan documents. Lenders/banks must disclose the amount of the loan, amount of payments, pre-payment penalties, due dates, late charges, Annual Percent Rate (APR) and all service fees.

Hire a Truth in Lending (TILA) Lawyer: A Truth in Lending violation may be discovered by a consumer, and they may be able to recover damages and file a lawsuit within a year of signing the loan documents. Real property lawyers can help protect your financial interests and make sure you were given Truth in Lending during your loan application. Real property lawyers also examine a borrower’s loan documents for any Truth in Lending violations, in which case they will prepare a valid defense on your behalf. 

Find a Truth in Lending (TILA) Lawyer: A real property lawyer can help you recover damages. If your lender has violated the Truth in Lending Act, contact Attorney Search Network today. We can help you find a real property lawyer in your area that can assist you with Truth in Lending violations.

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